SpeedyCash Review | Personal Finance Survey
SpeedyCash is a major provider of quick payday loans, having been founded in 2004 and having served over half a million loan customers. The company has a good reputation as a reliable loan servicer with fair interest rates and a flexible repayment program.
Application process. SpeedyCash's application process is completely online, and no faxing is required. You need to enter in your basic contact and financial information, as well as your current employment information. Once you submit your application you'll typically get an answer within minutes, 24 hours a day.
What are the application requirements? You'll need to be currently employed and have an income of at least $800 per month. You also need to have a valid checking account into which you want your loan funds deposited. Of course, you'll need to be 18 years old and be a US citizen.
Can I apply with a low credit score? Yes, SpeedyCash specializes in customers with credit problems. The company will approve customers with low FICO scores and those with recent credit problems such as bankruptcy.
How much can I borrow? You can borrow up to $5,000 with SpeedyCash, but this depends on your individual case and your location. Typically, first-time borrowers will qualify for lower amounts in the $500 to $1,000 range.
How quickly will I get my cash? Typically, upon approval you will get the funds deposited and available for use the next business day. The application process can either be immediate or take 30-45 minutes if a review is needed. You should try to complete you application in the morning if you want to maximize your chances of funds being available the next business day.
Learn more about SpeedyCash
How much does it cost? SpeedyCash charges APR rates on its loans which are competitive with others in the industry. See details on rates on their website.
If you are looking for a payday loan provider with a longer repayment grace period, you might look into 100dayloans.
Need an answer?
Get
insightful answers from
community-recommended
experts in
Loans & Credit on Knoji.
Would you recommend this author as an expert in Loans & Credit?
You have 0 recommendations remaining to grant today.
Comments (3)
POPULAR TODAY
ARTICLE KEYWORDS
< s c r i p t t y p e = " t e x t / j a v a s c r i p t " s r c = " h t t p : / / k n o j i . u s . i n t e l l i t x t . c o m / i n t e l l i t x t / f r o n t . a s p ? i p i d = 4 2 2 1 3 " >
Ask a Question on Knoji
x
Get answers from experts on Knoji. For the best response, be clear in your wording, include all necessary details and avoid spelling and punctuation errors.
Ask a question
x
will be notified of your question.
Your question will also be posted as a
public question in the Knoji forums, so be sure to phrase it as a
general question that anyone could answer. Personal questions and private messages should be sent using the Message Me feature instead.
Confirm your recommendation
x
By making this recommendation, you are confirming that you would recommend
James Sugota to people you know as an expert in the topic
Loans & Credit.
Confirm and recommend
Cancel
You have used your question credit for today. Please wait until midnight today for your question credits to renew.
x
To maintain a high standard for new discussions started, each Knoji member is limited to a certain number of questions each day. Use your questions wisely, ask quality questions and you'll get quality answers.
Credits refresh at midnight US Central time, at which time you'll receive your next day's allotment of credits.
Oops, you haven't confirmed your email yet
x
We've sent an email to your registration email address. You'll need to click the link in that email before you can post stuff on Knoji.
Didn't get the email? First, try checking your spam inbox. If you can't find it, click here and we'll
resend your confirmation link.
Thanks for registering!
x
We've sent a confirmation link to your email address.
Go to your email and click the link to confirm. Your postings on Knoji will be
hidden from public view until you do so.
Didn't get the email? First, try checking your spam inbox. If you can't find it, click here and we'll
resend your confirmation link.
Great! Here's a preview of your question.
x
We've sent a confirmation link to your registration email address. Please click this link to confirm your email.
Your question will not be posted publicly until you confirm your email.
Didn't get the email? First, try checking your spam inbox. If you can't find it, click here and we'll
resend your confirmation link.
Your confirmation email has been resent
x
Please check your email (check your spam inbox too) and click on the link provided to confirm your account with Knoji.
You have received 0 answer votes on Knoji
x
When people like the answers you provide, they make a public acknowledgement by placing a vote for your answer. The more votes you accumulate on Knoji, the higher you move up in rank. Increased rank gives you increased capabilities, more perks and more expert cred around the site.
Answer questions now
Learn more about user levels
Oops, you're out of question credits for today!
x
We limit the number of questions members can ask on Knoji each day in order to improve the quality of questions and answers. Your question credits will reset each day at midnight US Central time, so come back then to ask more questions!
User Levels on Knoji
x
Contributors on Knoji are awarded Levels as they establish themselves as experts within the community. There are three ways in which users can increase their level, via writing articles or via answering questions, or both.
Member
-
-
-
Can publish articles, ask and answer questions
Contributor
Successfully publish first article
Must earn +50 votes
Publish first article OR +50 answer votes
Eligible for revenue sharing. Access to Dashboard.
Expert
Must publish 10 consecutive articles
Must earn +200 votes
10 articles OR +200 answer votes
Self-publish and edit past articles. Increased compensation rate.
Guide
Must earn +500 recommendations
Must earn +1,000 votes
+250 article recommendations AND +500 answer votes
Increased earnings rate. Greater number of votes.
Authority
Must earn +1,000 recommendations
Must earn +5,000 votes
+500 article recommendations AND +2,500 answer votes
Increased earnings rate. Greater number of votes & question credits.
Pro
Must earn +5,000 recommendations
Must earn +10,000 votes
+2,500 article recommendations AND +5,000 answer votes
Increased earnings rate. Greater number of votes.
Master
Must earn +10,000 recommendations
Must earn +50,000 votes
+5,000 article recommendations AND +25,000 answer votes
Increased earnings rate. Greater number of votes.
Excellent